It used to be that people were afraid they would not live long enough. However we have entered a new stage where people are living too long and I’m afraid to say not in the manner they’d like.
Have you considered what would happen to you or your loved ones if you were no longer able to take care of yourself and needed assistance with day to day living? If you are married have you considered how you or your spouse would continue to live if your life savings were being used to pay for your care?
This is a coverage that you ought to consider.
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